Navigating the Benefits Cliff: When Earning More Can Mean Taking Home Less
Imagine working hard, getting a raise, or picking up extra hours, only to find out you're worse off financially. It sounds backward, but for many families, this is a reality known as the Benefits Cliff.
Now more now than ever, people are falling victim to financial fraud. Even the most tech savvy can be fooled. Understanding the tricks of scammers can help you avoid fraud. Here’s a few tips:
August is a month of transition. Summer is winding down, the school season is approaching, and many of us are starting to think about routines and responsibilities again. It’s also the perfect time to pause, reflect, and reset—not just mentally, but financially. With a few intentional steps, you can finish the summer strong and set yourself up for a confident, stress-free fall.
Here are 5 simple steps to help you jumpstart your financial wellness this August:
July Blog: Fresh, Affordable & Fun: Summer Food Resources in Greater New Bedford
Summer is in full swing, and it’s the perfect time to enjoy fresh, healthy food without straining your wallet. Whether you're feeding your family, stocking up on veggies, or just trying to eat better on a budget, there are some incredible (and local!) resources available to help.
Here are a few ways you and your loved ones can enjoy affordable, nutritious food this summer, many of which are free or accept SNAP and HIP benefits:
Summer’s Almost Here – Let the Fun Begin!
As June rolls in, summer vacation is right around the corner—and that means it’s time to start thinking about how to keep your kids entertained, active, and engaged over the coming months. Luckily, there are plenty of free and low-cost options for families across the Southcoast and beyond! Whether you’re looking for enriching educational outings, free meals, or outdoor fun, there’s something for everyone.
Maximize Your Tax Return
It’s tax season, and many people receive tax refund checks this time of the year. if you're one of them, you might be tempted to splurge on something but planning to use the extra funds wisely can really pay off. One of the best ideas is to pay off debt, especially high-interest rate credit cards. Not only does it save money in the long run, but you avoid having to pay extra monthly fees and interest.
April is Financial Literacy Month: Take Charge of Your Money!
April is Financial Literacy Month, a perfect time to reflect on your financial habits, set new goals, and make small changes that can have a big impact on your financial future. Whether you’re looking to build savings, pay down debt, or just gain a better understanding of your finances, this month is all about empowering you with knowledge and taking action.
March Into Savings: How to Build a Stronger Emergency Fund
Spring is a season of renewal, making March the perfect time to refresh your finances and strengthen your emergency savings. With juggling multiple responsibilities, finding time and resources to build an emergency fund can be challenging. However, even small, intentional steps can help you create a financial cushion without adding stress to your daily life. Here’s how you can march into savings without disrupting your routine.
The IRS began accepting and processing tax returns on January 29, 2025, marking the start of a busy but important time of year. Filing your taxes doesn’t have to be stressful—with a little preparation, you can tackle tax season with confidence. Here’s what you need to know to stay on track and maximize your refund.
Key Tax Deadlines
Financial Wellness at Work: Tips for Energy Conservation This Winter
Winter is here, bringing colder weather and higher energy bills. Whether you’re looking to cut costs or need help managing your heating expenses, there are plenty of ways to stay warm and save money. In this month’s blog, we’re sharing energy-saving tips and highlighting resources to help you navigate the season efficiently and affordably.
Energy-Saving Tips for a Cozy and Cost-Effective Winter